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Elder Financial Abuse Resources for Consumers

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General Resources

• SafeState.org: The California Attorney General's Crime and Violence Prevention Center Elder and Dependent Adult Abuse Information and Resources
• The Financial Abuse of Seniors: An informational handbook from the CA Attorney General's Crime and Violence Prevention Center
• A Citizen's Guide to Preventing and Reporting Elder Abuse: A handbook about preventing and reporting elder abuse from the California Office of the Attorney General
• Available in Spanish (en español)
• Available in Chinese
• Elder Financial Abuse Basics: National Committee for the Prevention of Elder Abuse
• Los Angeles County District Attorney's Office: Elder Abuse Section

Reverse Mortgage Resources

Medi-Cal Eligibility Manual, 9D-1 to 9 D-3
Covers loans requiring repayment, i.e., commercial, personal, Home Equity Conversion Plans (Reverse Mortgages, Deferred Payment Loan)

California Code of Regulations
Title 22 Section 50483 - Loans requiring repayment, and not school related (50533), are considered exempt as property in the month of receipt, not income.

Title 22 Section 50507(a)(2): Reverse annuity mortgages are considered annuities and treated as countable income.

Advocate Resources:

National Consumer Law Center ( http://www.nclc.org )

• Reverse Mortgages: Spending the House, A Quick Guide for Advocates on Reverse Mortgages; Tips for Consumers on Reverse Mortgages with CD-Rom
• Predatory Lending: STOP Predatory Lending: A Guide for Legal Advocates with CD-Rom

AARP (http://www.aarp.org/money/revmort/)

• Home Made Money: A Consumer Guide to Reverse Mortgages and other resources on reverse mortgages

Fannie Mae (www.fanniemae.com)

• Money from Home: A Consumer's Guide to Reverse Mortgage Options and other information on the Home Keeper Program

Consumers Union ( http://www.consumersunion.org/ )

• There's No Place Like Home: The Implications of Reverse Mortgages on Seniors in California , August 1999

National Center for Home Equity Conversion Mortgage (http://www.reverse.org)

Housing and Urban Development (HUD):
Counseling Clearinghouse (1-800-569-4287)

Annuity Resources

• AnnutityTruth.org: The truth about purchasing annuities for older adults. Offered by Health Care and Elder Law Programs Corporation (H.E.L.P.)